Know your number
before you turn up.
Pre-approval in minutes. Transparent rate, fees, and total cost upfront — not handed to you at signing. Apply online. No phone call required to get started.
Estimate your repayments
Adjust the price, deposit, and term. The estimate updates live — no email address, no sales call.
When the number works for you, hit Apply. The form takes about 5 minutes and we'll come back with a real pre-approval — usually same day.
Estimate your repayments
$554 / month estimate
Estimate only, based on an illustrative 10% p.a. rate. Not a quote or offer of credit.
Apply NowHow it works
Three steps, no runaround.
Use the calculator
Punch in the price, what you'd put down, and how long you want to spread it. The estimate is instant and doesn't require any details from you.
Apply online in 5 minutes
When you're ready, fill in our short application form. Most people hear back the same day — no phone call needed to get started.
Know before you visit
We'll confirm your pre-approval before you make the trip. No awkward surprises at the desk, no hard sell on extras you didn't ask for.
Common questions
What rate should I expect?
Rates depend on your credit profile and the vehicle. Our calculator uses an illustrative rate so you can plan — your actual rate comes with your pre-approval. We'll always show the full cost before you commit.
Do I need a big deposit?
Not necessarily. We work with buyers across a range of deposit amounts. Even 10% gets you a long way. Use the calculator to see what different deposit sizes do to your weekly payments.
Will applying affect my credit score?
The initial enquiry is a soft check and won't affect your score. A full credit check is only run when you proceed to a formal application, and we'll tell you before that happens.
Can I finance a JDM import?
Yes. We regularly finance Japanese imports through our lending partners. The vehicle's registration and warrant status just needs to be current, which it will be if it's on our yard.
Soft check only
Ready to get pre-approved?
Takes 5 minutes. No hard credit check until you proceed.